Fannie Mae and Freddie Mac vs. Ginnie Mae and FHA Loans. Besides Fannie Mae and Freddie Mac, there is Ginnie Mae. Unlike Fannie and Freddie, Ginnie is wholly owned by the U.S. government as a public entity, and all mortgage-backed securities that it sells to investors are explicitly backed by the U.S. government.

SunTrust CRE Seniors Housing & Healthcare Finance managing director joshua Hausfield originated a $30.9 million Fannie Mae loan for Liberty. through the FHA Section 232/223(f) program, was.

Fha Concessions The Federal Housing Administration (FHA) is not, as some have claimed "the next subprime," according to remarks prepared for presentation to congress this morning by Housing and Urban Development.

This loan program is backed by fannie mae. “What sets this loan. If you've got a higher debt-to-income ratio, the FHA loan might be the better loan.” Piggyback.

Fannie Mae. They now have just announced that they’re going to have a 3.5% loan opportunity, or option. FHA is the Federal Housing Authority, they don’t actually give the lend. They guarantee the lend. When a bank, like Bank of America, issue a lend that’s an FHA loan, FHA is the one securing it.

FHA loans are insured for the lender, not for the borrower, meaning if the homeowner is forced to default on the loan, the FHA assumes responsibility for protecting the loan and thus the lender..

FHA Loans and Fannie Mae Loans Compared . FHA-insured loans, including the flagship FHA 203(b) loan, are some of the most popular loans on the market due to their low interest rates and a variety of other benefits. However, FHA loans aren’t the only affordable loans out there; Fannie Mae loans also offer an attractive option for many homebuyers.